“ The personal service I received was superior.
No query or problem was left unanswered or unattended.”

Nicholas King

Back to the Black

Michael MacMahon

How to become debt-free and stay that way

Back to the Black

£8.99

ISBN 9781781323335

Published Jan 2015

Paperback
203 x 133mm (168 pages)

…you don’t need more income in order to pay off some or all of those debts. You simply need more to be left over at the end of every week or month, after you’ve paid all your essential outgoings. That figure is called ‘discretionary income’ and it’s the key to becoming debt-free.

Back to the Black – How to become debt-free and stay that way, is for those worried about debt and wanting to know how to manage the situation.

By viewing the problem as a coach or a counsellor would, you’ll learn strategies for handling stress and formulating a plan. You’ll find out how to fix a repayment schedule that’ll shorten the time until you are debt-free; and discover some simple ways to track your spending while still enjoying life.

After reading this book you will feel more confident of your ability to handle your debt situation…and you’ll have a plan for doing so. You’ll soon discover how to evaluate your current circumstances; how to set realistic goals for reducing your debt; how to develop a list of options; and how to calculate your discretionary income.

This book also provides a comprehensive ‘Resources’ section, that outlines what further support is available to help ensure that a debt-free life is maintained after reading Back to the Black.

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